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| FREQUENTLY ASKED QUESTIONS |
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| Q: What is After Event Insurance?
A: After Event Insurance is a type of legal expenses insurance policy that can be acquired at any time after the cause of the legal dispute has arisen and notice has been given of pending litigation. Click here for further information.
 | | Q: What is the main benefit of After Event insurance?
A: It minimises your exposure to your opponent’s costs and assists you with some of your own costs.
| | Q: When is After Event Insurance relevant?
A: After Event Insurance is relevant wherever judge makes an award of costs on your case. This extends beyond court proceedings to arbitration proceedings and appeals.
| | Q: What types of cases are covered by After Event Insurance?
A: After Event Insurance is available for a wide range of cases such as clinical negligence, professional negligence, contractual disputes, civil claims, partnership and company disputes, banking disputes, landlord and tenant disputes, construction and property disputes, insolvency, copyright and intellectual property disputes.
| | Q: What is included in the cover?
A: The opponent’s costs (solicitor's fees, counsel's fees and disbursements) and your own disbursements such as counsel's fees and filing fees.
| | Q: When should you apply for the cover?
A: It is advisable to apply for the cover early – if possible, before the issue of proceedings. You can make this decision when your solicitor has advised you of your prospects of success. Please note, cases can be insured close to trial. This includes appeals.
| | Q: Does After Event Insurance relate only to monetary claims?
A: Not necessarily. It is also available for cases that seek equitable relief or even injunctions.
| | Q: Do you have to be the claimant?
A: Not necessarily. You could be the defendant in proceedings.
| | Q: When will be premium be paid?
A: The premium can be paid at the start of the case or at the end. In certain circumstances, you may not have to pay the premium at all as it will be included in the other side’s costs. You may even be able to pay in instalments.
| | Q: Are your financial means relevant?
A: No. Anybody can apply for After Event Insurance from a large corporation to an individual. |
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